Would you like to sell a big piece of your company and keep some equity? This structure is now permissible under new SBA rules.
A buyer can buy a portion of a company, and as long as the existing owner(s) are below 20% post-sale, they do not need to guarantee the loan personally.
This new rule helps bridge relatable experience gaps, change of ownership risks (client concentration, etc.), and licensing concerns and requirements.
Some SBA lenders are living with these new rules, and we expect more to follow.
