AmiSight 5/22: Do You Have a Healthy Relationship with Your Bank?
- Ami Kassar
- May 22, 2023
- 1 min read
In light of the recent bank failures, many business owners and entrepreneurs are wrestling with questions about their banking relationships. In a bumpy economy, having a healthy relationship with your bank or credit union is more important than ever.
Running to big banks is not a winning idea. At the end of 2022, the 25 biggest banks in the country held 63 percent of all deposits but only made 28 percent of all small business loans and 13 percent of all SBA loans. With all their bureaucracy, these big banks are not structured to understand the needs of entrepreneurs and business owners. Yes, they will take your deposits, but will they be there for you if you want a loan or a line of credit?
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