Amisights 9/25: The SBA’s Playbook for Business Acquisitions

Thinking about growing your business through acquisition? The SBA offers some powerful tools to make deals possible, but the rules can be tricky if you don’t know them. In this article, I break down what every business owner should know:

• Valuations set the ceiling — SBA loans are tied to the appraised worth of the company, not the asking price.

• Zero-down is possible — If you’re acquiring a business in the same NAICS code, the SBA may allow 100% financing.

• Size doesn’t limit you — A smaller company can use SBA financing to buy a larger one.

• Clean books matter — Lenders will review both your business and personal financials closely.

• Flexible repayment — SBA loans can stretch to 10 years with lower down payments compared to conventional loans.

Acquisitions can be a powerful growth strategy—but only if you understand the rules and prepare ahead.

👉 Read the full article: The SBA’s Playbook for Business Acquisitions