AmiSight 9/16: Did You Know There’s a Way to Buy a Business With Zero Percent Down?

If you already own a business and you’re looking to expand by acquiring another company in the exact same NAICS code, the SBA allows you to do what’s called an Expansion Loan. Unlike a typical business acquisition—where you need to put down 10%—Expansion Loans can be financed at 100 percent.

This is a powerful tool for entrepreneurs who want to grow strategically without tying up additional cash. But the details matter—same NAICS code is the key, and lenders will still scrutinize the deal carefully.

Expansion can be risky, but with the right structure, it can also be a smart way to scale without draining your reserves.

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